Almost every roof I have been on needs to be replaced yet I do not see much work actually getting done, and I am not very busy. Has anyone else noticed that the ratio of what is being done compared to what is actually getting done is way out of whack. Even the blue roofs are still sitting there.

Poor economy, why fix it if it ain't leakin'.
It still has a few years left in it...
Cain't say that I blame em'.
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I don't need no freakin' signature, I Am Roofer.

Well its going to be a rude awakening when the letters saying replace the roof or we are not renewing your policy. I dont think they look too kindly upon pocketing the check they sent for the new roof.

While I am not in Texas, I remember reading somewhere that many of the windstorm deductibles were significantly increased.

Don't a lot of the homeowners have deductibles that are a percentage of the limit of their policy as opposed to say a flat $500.00?

I wouldn't be surprised if these large out of pocket costs are preventing many homeowners from moving forward.

In Texas its almost always atleast 1 percent, I have seen 1 500 dollar in about the past 3 years.

hate to break it to ya but the deductibles are running at 2% on every claim I have encountered down here.

The deductible is a huge reason for why people are not getting work done. Combine that with a bad economy and people scared of losing their jobs any minute and you have nobody with enough money to get a roof.

Unless people have money from interior damage to put towards their roof then they are just getting spot repairs on roofs that have no business being repaired.

Unfortunately I have had no choice but do the best I can with repairing some of these peoples homes. I have made them very aware that more than likely the repairs wont last long and they better save up.

There is still plenty of business here but I will be heading back home to the midwest in the next few weeks. The company I am working for is staying but Ive had enough of this already. I dont think I will ever work a hurricane again.

I finnaly got a call from someone who had delayed interior damage. He said I wasnt going to do anything about it because I didnt really lose shingles but now my ceiling is showing water marks. Yep you got damage almost everyone here does.

i flew into Hobby airport on my way to jacksonville last month, and it looked like every other roof was blue tarped.


unbelieveable how bad it is STILL.

Oh hell its awful how bad it is down here. It sad that Katrina got some much publicity and help and Ike just kind of fell by the wayside.

Dont get me wrong they are both terrible situations but the recession took the media attention away from Ike. I would bet there are still 200,000 plus roofs still in need of replacement but these people cant cover their deductibles. Even if they can they are scared to dip in to savings with the current economic state so they are going with the cheap fix.

The news down here keeps giving misinformation on how to get the most money for their claims and to get 3 bids to turn in to insurance. To bad the morons didnt do their research and find out what an RCV contract is and how taking this rout will get you more money for your claim every time as long as the contractor isnt a moron.

People wonder why all their neighbors are getting roofs and its because they weren't some stubborn ass that has to do what the media says! Do your research people! I cant count how many roofs that were spot repaired are now fully replaced through insurance because they were "non-repairable" thanks to me!

I havent even had to fight to get the roofs totaled here. There is nothing left sealed on most of them. If people would just let me work for them it would be much easier I agree. You are not going to save money by going with the cheapest guy without commiting a felony by sending a false invoice to your insurance. Thats why they hold back depreciation. I guess people like to save good ol' State Farm or Allstate or whoever some money.

oh yeah I agree... getting them totaled is a breeze down here.

Jrock3369 wrote:

Even the blue roofs are still sitting there.

Here in South Florida, it took nearly two years to get rid of all the blue tarps after our hurricanes. There simply weren't enough adjusters, estimators, (local) roofers, materials and city inspectors to handle the load. Not only that, a lot of the roofs were pre-hurricane Andrew and required significant code upgrades as part of the re-roof. I'm sure some of those factors are affecting Texas, too.

Further, I imagine a lot of folks are sitting on their insurance settlement... why put a new roof on a house which is facing foreclosure? Pocket the money and let the bank shoulder the cost to fix the roof.

A lot of people would rather have $7,000 in their pocket and a bucket in the living room than a new roof.

Cheers,
Matt

ATC1984 wrote:

Oh hell its awful how bad it is down here. It sad that Katrina got some much publicity and help and Ike just kind of fell by the wayside. Dont get me wrong they are both terrible situations but the recession took the media attention away from Ike. I would bet there are still 200,000 plus roofs still in need of replacement but these people cant cover their deductibles. Even if they can they are scared to dip in to savings with the current economic state so they are going with the cheap fix. The news down here keeps giving misinformation on how to get the most money for their claims and to get 3 bids to turn in to insurance. To bad the morons didnt do their research and find out what an RCV contract is and how taking this rout will get you more money for your claim every time as long as the contractor isnt a moron. People wonder why all their neighbors are getting roofs and its because they weren't some stubborn ass that has to do what the media says! Do your research people! I cant count how many roofs that were spot repaired are now fully replaced through insurance because they were "non-repairable" thanks to me!

What is a RCV?

There is alot of damaged roofs in my area from high winds last month. Most people are just patching.

I sure would like to be able to help these people out.
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www.clarkroofingandsiding.com

Rcv is the replacement cost value. It is the amount the insurance company has estimated for the replacement of the roof. Are the people in your area filing claims or just reparing themselves? Wind damage like hail or anything else will be judged by a percentage when an adjuster comes out. If there are only a couple of shingles with broken seals then they will probably say repair but if you can pick up most of the shingles an each slope with little effort then it should be replaced.

I live in Seabrook, just outside of Houston, close to Galveston. They upped our deductible to 2% due to the hurricanes going on. We got roof and other damage due to hurricane Ike, and my deductible was over $3200.

Windstorm only gave us a repair for the roof too, and not a replacement, even though the adjuster they sent out said to replace. So they authorized only 2 squares of shingles to be replaced/repaired, and still want an inspection for it, or I lose my Windstorm coverage.

No roofer wants to deal w/ me unless I can get a replace. They don't need my business, of course.